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Convenience Services

OHecu also offers the following convenient services for our members:

IDProtect®fingerprint on keyboard

OHecu Identity Theft Monitoring and Resolution Service helps to better protect your identity, your credit and helps you recover should you become the victim of identity theft.  Becoming a victim of identity fraud is a frightening, frustrating experience and it can happen to anyone at any time. IDProtect® fraud resolution specialists are available to assist you right away during this difficult time.

IDProtect ® - identity theft monitoring and resolution service for you, your family, and joint account owners¹:

  • Identity Theft Expense Reimbursement Coverage4.  Receive up to $10,000 to help pay for expenses, clear your name and help recover your identity, should you become a victim of identity theft.   
  • Comprehensive Identity Theft Resolution Services.  Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored. 
  • Debit and credit card registration².  Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards
  • 3-in-1 Credit File Monitoring.  IDProtect will monitor your Equifax®, Experian® and TransUnion®  credit files daily, and alert you if key changes occur. 2,3
  • 3-in-1 Credit Report.  Request an updated credit report every 90 days or upon receipt of credit alert.  Each new report includes an updated single bureau credit score.  Credit Score is a VantageScore 3.0 based on Equifax data.  Third parties may use a different type of credit score to assess your credit worthiness. ²
  • Total Identity Monitoring.  Monitoring of over 1,000 databases.2
  • Online identity theft news center and valuable phone and web resources 2

This service is only available to members who have our Select Checking account. Open a Select Checking account today to start taking advantage of the Identity Theft Monitoring and Resolution Service.

Registration and activation is easy! Click here and follow the step-by-step instructions. If you currently have a Select Checking account and need your activation code to register please contact us.

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members.  The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners).  Service is not available to a "signer" on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their family members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.   For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered).  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 

² Registration/Activation required.

3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation. 

4 Special Insurance Program Notes: The description herein is a summary only.  It does not include all terms, conditions and exclusions of the policy described.  Please refer to the actual policy for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance.  Refer to Guide to Benefit for complete details of coverage.

Insurance Products are not insured by ASI or any Federal Government Agency; Not a deposit or guaranteed by the credit union or any credit union affiliate. 

VISA® Gift Cards

Gifts that are good any time of the year! 

Sometimes it’s hard to decide on which gift is just right. OHecu Visa® Pre-paid Cards help make that choice much easier.

OHecu Visa Pre-paid Cards can be used to purchase goods and services at stores, restaurants, or anywhere else you can use a Visa card. So your recipient won’t be limited to one store shopping as with most traditional gift cards. And there are several designs and two types to choose from.

OHecu Visa® Reloadable Student Card

A great way for parents to help their student handle money. And a safer way to get them money without having to mail them a check.

  • Good wherever Visa Cards are accepted
  • Available personalized & non-personalized
  • Reloadable
    • personalized—unlimited reloads
    • non-personalized—3 reloads
  • Maximum balance of $2,500
  • Safer than cash

Visa Reloadable Student Cards can be purchased by clicking below or stopping into any OHecu office

Order, activate or check balance


OHecu Visa® Gift Card

An easy and safer way to give the gift of shopping.

  • Good wherever Visa Cards are accepted
  • Available personalized & non-personalized
  • Maximum balance of $500
  • Disposable after funds are spent
  • Safer than cash
  • Different designs to choose from

To purchase a VISA gift card, stop into any OHecu office.   You can activate your card or check your balance by clicking below.

Activate or check balance

So after you decide which gift card type is best for you, the only real choice you have then is deciding on just how much to give.