Banking and Lending Services in Ohio
What can the right financial partner do for you?
It’s simple: it can make managing your money a little easier.
Whether you're opening your first checking account, saving for a big goal, or getting ready to buy a home, The Ohio Educational Credit Union (OHecu) offers complete banking and lending services no matter where you are on your financial journey.
Financial Services to Fit Your Needs, Not Our Bottom Line
Everyone has different financial priorities. OHecu offers checking accounts and savings options to help you manage everyday expenses, set money aside for the future, and work toward your financial goals.
And with our numerous digital banking services, you can take care of many everyday tasks without making a trip to a branch. Depending on the service, you can:
- Check account balances and review transactions
- Transfer money between accounts
- Deposit checks using your mobile device
- Pay bills and manage your finances on the go
Need a Boost to Move Financially Forward? Our Loans and Credit Cards May Help
Whether you're planning a major purchase or looking for a little financial flexibility, OHecu offers lending choices for a variety of needs. Depending on your goals, you can explore:
- Auto Loans: Finance a new or used vehicle
- Personal Loans: Cover eligible expenses or consolidate debt
- Mortgages: Explore a wide range of financing options for buying a home
- Home Equity Lines of Credit (HELOCs): Access available home equity for eligible expenses, such as home improvements
- Credit Cards: Find an option for everyday purchases and other spending needs
- Student Loans: Explore how you can borrow for education expenses
Rates, terms, eligibility, and approval requirements vary by product and applicant, so it's worth reviewing the details to find the option that works for your situation.
From the Backyard to Around the Corner, We Offer Banking Across Ohio
OHecu has physical branches in Cleveland, Lakewood, Oberlin, and Zanesville.
If you're not located near one of these branches, it's not a problem — you can take advantage of our many online and mobile banking services for the ultimate convenience.
Who Can Join OHecu? Membership Opportunities Abound
Despite our name, OHecu isn't just for teachers. Membership eligibility extends to a broader educational community throughout Ohio. You may qualify for membership if you're:
- A student, teacher, retiree, or alumnus of an educational institution in the state of Ohio,
- An employee of an eligible participating employer,
- A relative of an existing OHecu member,
- And several other ways!
Unsure if you qualify for membership? Just ask!
If you're looking for banking and lending services in Ohio, OHecu offers a full suite of options for everyday money management, borrowing, and saving for what's next. Explore our available services today and see if membership is right for you.
