Simplify Your Spending

Make secure, touch-free payments in-store, and experience a smoother checkout online when using a mobile wallet.

A mobile wallet is a digital application that stores the payment information from your debit and credit cards to a mobile device, like a phone or smartwatch. It allows you to make fast, secure, and convenient payments without needing your physical plastics. Key benefits include:

• Speed and Convenience. Mobile wallets enable contactless or "tap" payments, which are faster than inserting or swiping your card and waiting for the transaction to process. Simply tap your device near the payment terminal and the transaction is completed in seconds. You can also store gift cards, loyalty cards, event tickets, airline boarding passes, and hotel key cards in your mobile wallet, eliminating the need to carry a bulky wallet or purse.
• Enhanced Security. Instead of sharing your actual card information, mobile wallets use a unique, one-time code called a "token" for each transaction. This means the merchant never sees or stores your card number, significantly reducing the risk of fraud. And, most mobile wallets require you to enter a PIN or biometric authentication for each online transaction. This helps prevent unauthorized access even if your phone is lost or stolen.

Our Visa debit and credit cards are compatible with Apple Pay, Google Pay, and Samsung Pay. See below for step-by-step instructions on how to add your OHecu cards to your preferred mobile wallet.^*