You Have Questions, We Have Answers
No, nothing is changing with our Online Banking – just the overall look of the website. Your current login ID and password information will continue to work.
You will want to delete your current bookmark and add a new bookmark to ensure you don't have any issues accessing the site in the future.
No, OHecu has a redesigned website. While there have been many changes with the look of the website, no functional changes have been made to your Online Banking. The login screen will have a different look and feel to it, but your your username and password will remain the same.
The new OHecu website includes:
- Streamlined Navigation to get you where you are going faster
- Improved Online Banking Access – login to Online Banking from any page.
- Fingertip convenience – visit the website from anytime, anywhere from any device – smartphone, tablet, laptop or desktop.
- Expanded self-service options.
No, the site improvements will in no way affect your account numbers, your Online Banking or any other personal information.
No, you will access your account information in the same manner as before. However, if you have the Online Banking log in page saved as a bookmark, it will no longer work. With the new website, Online Banking log in is available in the right hand corner of the home page. Be sure you bookmark www.ohecu.com. You can access your Online Banking directly from that page.
To make a payment via the Self Service Portal or with a Member Service Representative you will need your checking account number and your financial institution's routing number for an ACH payment. You can also pay with your VISA or Mastercard debit card. Please note that due to consumer protections, a credit card cannot be used to submit a loan or lease payment.
To make a payment via the Self Service Portal or with a Member Service Representative you will need your checking account number and your financial institution's routing number for an ACH payment. You can also pay with your VISA or Mastercard debit card. Please note that due to consumer protections, a credit card cannot be used to submit a loan or lease payment.
Contact us immediately at the phone numbers below if you believe your VISA debit or credit card and/or PIN code has been lost or stolen, or if money is missing from your account. For additional information including your responsibilities, please refer to the Rights and Liabilities section of Regulation E.
Lost or Stolen Cards
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OHecu can receive automated payments from many companies that provide this service. Most utility companies provide this service for payment of your monthly utility bill. An OHecu checking account can be used to pay these recurring bills electronically. When used in conjunction with direct deposit or payroll deductions, it provides a worry-free method to meet your recurring obligations.
When enrolling in the automated payment with a company you will need to provide your account (membership) number and the OHecu routing number. Your account (membership) number was provided to you when you opened your membership account and also appears at the top of your regular account statement.
241075124 is the OHecu routing number you will need to provide that identifies the Credit Union in the payment processing system.
It is important to take into consideration the following items when selecting a mortgage lender:
- Interest Rate & Annual Percentage Rate
- Monthly payment and term
- Total amount of closing costs
- Upfront appraisal costs
- Servicing of loan
- Ability to approve loan and close on time
- Knowledgeable Loan Officer
- Communication with Loan Officer during and after the loan closes
Click on Forgot your username or password link. Enter your phone number, then click on ‘I forgot my username’. Your username will be emailed to you. Click here for more information.
Credit unions are not-for-profit cooperatives that exist to serve the financial needs of their members (who are also owners) and offer the same types of banking products and services you would find at other financial institutions, including savings and checking accounts, loans, mortgages, Internet home banking and bill payment, and more.
A volunteer board of directors, elected by the members, governs a credit union. With their vote, each member has a direct impact on the direction of the credit union.
Also, “People Helping People” is the credit union philosophy. The credit union operates to promote the financial well-being of their members.
For more information on The Credit Union Difference, click here.
Credit unions are non-profit and exist to help people, not to make a profit for stockholders. A volunteer board of directors, elected by the members, governs a credit union. With their vote, each member has an equal vote and with that can have a direct impact on the direction of the credit union. As our Mission Statement indicates, we are committed to assisting and educating our members in establishing and enhancing their financial well-being.
The philosophy of “people helping people” sets credit unions apart from other for-profit financial institutions. Credit unions are dynamic full-service financial institutions that easily compare to banks in the types of products and services they offer, but differ drastically in how they deliver these products and services. Credit union members receive the outstanding value and service they deserve.
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn’t operate in that manner. Rather, each credit union member owns one “share” of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
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