Plan Ahead for All of Life's Moments

Saving money is a great habit to get into. From holidays to island getaways, from saving for college or for retirement, OHecu can help you reach your savings goals with one of the many saving accounts that we offer. We know that you work hard for your money – and we want to make sure that your money works even harder for you.

Regular Savings

A Regular Share Savings Account allows you to develop a savings plan, while giving you access to other financial tools offered by OHecu. Remember, saving money is the first step toward building your financial future, and one of the best disciplines to learn and teach others. It’s important to make saving a regular part of your life.

A Regular Share Savings Account is opened with your OHecu membership and requires a minimum balance of at least $5.00. It is the primary account that must be maintained by anyone who is an OHecu member.

  • Primary account that must be maintained by anyone who is an OHecu member
  • Only $5 to open**
  • 24/7 account access through Online Banking and Mobile Banking
  • Set up Direct Deposit to accumulate your Share Savings balance
  • Set up as Overdraft Protection for your OHecu Checking Account*
  • Tiered savings account offering competitive rates

Open Account

*Certain limitations and fees may apply.  Please see Regulation E Disclosure and OHecu Fee Schedule for more details.
**There is a Regular Savings maintenance fee assessed if you do not meet one of the following criteria: 

  • Are a Gold, Silver, Bronze or Student Package Member
  • Have payroll deduction or direct deposit of at least $400 to OHecu
  • Maintain average daily balance of $100 or greater for the statement period
  • Have a month end balance of $100 or greater on the last day of the statement period

See OHecu Fee Schedule for full details

Money Market Account

Ramp up your savings with a Money Market Account from OHecu. Money Market accounts offer members a competitive variable rate of dividends in a liquid investment account, with the convenience and security that you expect.

  • Tiered savings account offering competitive rates
  • 24/7 account access through Online Banking and Mobile Banking
  • Minimum balance to open is $1000
  • Members may have 6 third-party withdrawals per month, 3 of which can be in the form of a check
  • First order of 50 checks is free

Open Account

Holiday Savings

Holiday Savings Accounts let you put money aside throughout the year, so you can start spending in time for the fall holidays. Funds in the Holiday Account are automatically transferred to your OHecu Regular Savings account during the first week of November.

Unspent money can easily be transferred back into your Holiday Savings Account toward next year.

Open Account

Vacation Savings

Vacation Savings Account lets you put a little money aside with each paycheck, making it easier to take that special trip you’ve been planning.

Open Account

Summer Reserve Pay Account

The Summer Reserve Pay Account was designed for members in the education field or those who have seasonal employment. It allows them to put a little extra savings aside with each paycheck to manage their finances when they are not receiving a paycheck.

Open Account

Name Your Own Savings Account

Saving for college? A new car? Or a special anniversary gift? Use this special account to save for any purpose and name the account to match your needs. You can track your progress within Online Banking and even update the name of your account to match your savings goals.

  • Only $5 to open
  • 24/7 account access through Online Banking and Mobile Banking
  • To update the name of the account, log in to your Online Banking, click on "My Settings" then "Rename & Hide Your Accounts"
  • Tiered savings accounts offering competitive rates

Open Account