Give Your Money an Extra Boost

Term Share Certificates pay higher rates of dividends than Regular Share Savings or a Checking Account. They are a great way for you to increase dividends you earn on your money with OHecu. 

You can open a Term Share Certificate by stopping into any OHecu branch location with two forms of identification.


View Rates


  • Flexible terms available ranging from 3 months to 5 years.
  • Tiered rates of dividends based on term.
  • Minimum balance to open a Term Share Certificate is $500.
  • Jumbo Term Share Certificates available and may earn higher rates.