Make Yourself at Home with OHecu

A home is not just the place where you’ll make memories with those you love, it’s also one of the most important and unique purchases of your lifetime. Whether you’re a first time home buyer or you want to refinance your current mortgage, a dedicated Mortgage Loan Consultant will be there to assist you throughout the entire mortgage process.

The first step in your home buying journey begins with a mortgage pre-approval. Getting pre-approved for a mortgage helps you ensure that you're shopping for homes within your budget and shows sellers that you’re a serious buyer. 


NMLS: #412096

Mortgage Loan Options

OHecu offers a variety of mortgage products and terms in order to fit you and your home buying or home refinancing needs, including:

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage (ARM)
  • Jumbo Loans
  • Investment Property Mortgage Loans
  • FHA Loans
    • Government backed loans with flexible underwriting guidelines
    • Available to those with less than perfect credit or low to moderate income
    • Low down payment options
  • VA Loans
    • Designed to offer long-term, affordable financing to eligible Veterans (active and former military personnel)
    • Low down payment options
    • Flexible underwriting guidelines
  • USDA Rural Housing Loans
    • A mortgage loan program offered through the US Department of Agriculture (USDA)
    • Designed for rural property owners
    • Low down payment options
    • Flexible underwriting guidelines
    • Applicants must meet USDA property and income eligibility requirements

First Time Homebuyers

Buying your first home is an exciting milestone—but it can also be overwhelming with all the various loan options and terms available.

That's why OHecu has experienced Mortgage Loan Consultants to guide you through the mortgage process to make the path to home ownership easier. Explore our step-by-step homebuying guide below or begin your path to home ownership by getting pre-approved through our online application. 

 

 

Mortgage Refinancing

Whether you want to lower your interest rate or pay your mortgage off faster, OHecu makes it easy for you to refinance from another lender. 

To get started, apply below or contact an OHecu Mortgage Loan Consultant for additional questions. You can also explore our refinancing calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home