Hit the Open Road

Your two or three-wheeled adventure can be easily financed through OHecu with a new or used motorcycle or trike loan at competitive rates.  These loans are designed to help you stay within your budget when financing your purchase.

  • No down payment options available
  • Competitive rates and terms
  • Reduced interest rate with automatic loan payment from your OHecu account
  • Easy and worry-free payment options from any financial institution
  • Affordable Credit Life and Credit Disability Insurance
  • Competitively priced GAP/ADR coverage

Ready to hit the open road? To apply, call the Member Service Center at 800-552-6328 or click below to get started.

Apply Now

Motorcycle Rates
Effective Date: Tuesday, May 28th, 2024
TermNominal RateAPR*Notes
New Motorcycle - 2023 & Newer
up to 60 Months 7.24% 7.65% No down payment required
Used Motorcycle - 2015 & Newer
up to 60 Months 7.74% 8.15% No down payment required
New Other Titled - 2023 & Newer
(ATVs, Personal Watercraft, Trailers, etc.)
up to 60 Months 8.50% 9.05% No down payment required
New Other Titled - 2015 & Newer
(ATVs, Personal Watercraft, Trailers, etc.)
up to 60 Months 9.00% 9.55% No down payment required

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* The best annual percentage rate available only to OHecu member with Tier A+ credit, with automated payment from your OHecu account. If for any reason the automated payment from an OHecu account is terminated either voluntarily or by OHecu due to any account abuse, the interest rate on the loan will increase by 0.25% for the remainder of the loan, the monthly payment will remain the same and the term of the loan will automatically extend. All loans subject to approved credit  Please see OHecu Motorcycle Loan Rates disclosure for more details.