Hit the Open Road
Your two or three-wheeled adventure can be easily financed through OHecu with a new or used motorcycle or trike loan at competitive rates. These loans are designed to help you stay within your budget when financing your purchase.
- Great interest rates and flexible payment terms
- No down payment options
- Access your account 24/7 with Online & Mobile Banking
- Affordable GAP Coverage
What types of motorcycle loans does OHecu offer?
OHecu offers financing for new and used motorcycles and trikes. Eligible borrowers can choose from flexible loan terms and may qualify for no-down-payment financing.
Can I finance a used motorcycle with OHecu?
Yes. OHecu offers loans for qualifying used motorcycles. Loan rates and terms can vary based on factors such as the motorcycle, loan amount, credit history and other lending criteria.
Does OHecu require a down payment for a motorcycle loan?
No. OHecu offers no-down-payment options for qualifying motorcycle loans. Your specific loan terms and eligibility will depend on your individual financial circumstances and approved credit.
Can I refinance my existing motorcycle loan with OHecu?
Yes. OHecu allows eligible borrowers to refinance a qualifying motorcycle loan held with another financial institution. Existing OHecu motorcycle loans cannot be refinanced through this program.
What credit score do I need for an OHecu motorcycle loan?
OHecu considers your credit history and other factors when determining eligibility, rates and loan terms. The lowest advertised motorcycle loan rate is available only to members who meet specific qualifications, including Tier A+ credit and other requirements. All loans are subject to approved credit.
What types of motorcycles can I finance with an OHecu loan?
OHecu offers financing for new and used motorcycles and trikes. The specific vehicle model year and other requirements can affect the rate and terms available for your loan.
Does OHecu offer GAP coverage for motorcycle loans?
Yes. Affordable Guaranteed Asset Protection (GAP) coverage is available with OHecu motorcycle loans. GAP coverage can help protect you from owing more on a qualifying motorcycle loan than your insurance settlement provides if the motorcycle is totaled or stolen.
How do I apply for an OHecu motorcycle loan?
You can apply for an OHecu motorcycle loan online, visit an OHecu office or contact the credit union for assistance. You do not have to be an OHecu member to apply for a loan, but you must meet the credit union's membership eligibility requirements before signing loan documents.y requirements apply.
* Payment of $395.63 on a $20,000 loan amount for a 60-month term with an interest rate of 6.49% (Annual Percentage Rate 6.96%). The rate of 6.24% (Annual Percentage Rate 6.71%) is the best rate available only to OHecu member with Tier A+ credit, on a 2025 and newer model, no down payment on the purchase, with automated payment from an OHecu account and first payment due in 30 days. If for any reason the automated payment from an OHecu account is terminated either voluntarily or by OHecu due to any account abuse, the interest rate on the loan will increase by 0.25% for the remainder of the loan, the monthly payment will remain the same and the term of the loan will automatically extend. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.
