* Payment of $399.79 on a $20,000 loan amount for a 60-month term with an interest rate of 6.99% (Annual Percentage Rate 7.40%). The rate of 6.99% (Annual Percentage Rate 7.40%) is the best rate available only to OHecu member with Tier A+ credit, on a 2024 and newer model, no down payment on the purchase, with automated payment from an OHecu account and first payment due in 30 days. If for any reason the automated payment from an OHecu account is terminated either voluntarily or by OHecu due to any account abuse, the interest rate on the loan will increase by 0.25% for the remainder of the loan, the monthly payment will remain the same and the term of the loan will automatically extend. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.