A loan designed to fit your personal taste
From the exciting to the unexpected, a Personal Loan from OHecu is designed to provide you with quick access to funds to fulfill any financing need you may have. From consolidating bills to taking your dream vacation, our low rates and flexible terms can get you the cash you need without breaking your budget.
We offer both Personal Loans and Personal Lines of Credit, both of which include:
- Competitive rates and terms
- Reduced interest rate with automatic loan payment from your OHecu account
- Easy and worry-free payment options from any financial institution
- Affordable Credit Life and Credit Disability Insurance
Personal Loan
An OHecu Personal Loan is designed to be used for any of your unsecured borrowing needs. Set the amount and term that works best for you and the interest rate is fixed for the term of the loan.
Ready to get started? You can apply online by clicking the link below, stopping into your local OHecu branch or calling the Member Service Center at 800-552-6328.
Personal Line of Credit
Once established, a Personal Line of Credit provides you with a source of funds when needed and for overdraft protection on your OHecu Checking Account. There is no annual fee to maintain your OHecu Personal Line of Credit. A Personal Line of Credit can be accessed by:
- OHecu Online and Mobile Banking
- OHecu VISA® Debit Card †
- “TONI” the Touch-Tone-Teller
- Visiting any OHecu Office
- Writing a Check
Ready to get started? You can apply online by clicking the link below, stopping into your local OHecu branch or calling the Member Service Center at 800-552-6328.
†Requires OHecu Checking Account