More Space to Soar 

Whether you’re looking to remodel your kitchen or consolidate debt, OHecu can help you tap into the equity you’ve built into your home with a Home Equity Line of Credit (HELOC). A HELOC gives you easy access to the equity that you’ve built into your home—these funds can be used at your discretion and whenever the need arises.

There’s a number of ways you can use your HELOC, including:

Quite often, HELOC’s are a more cost-effective way to pay for large expenses rather than using a credit card or personal loan, which usually have a higher interest rate. And that’s not all, a HELOC doesn’t only have to be used for home improvements or projects. Apply online below or call the Member Service Center at 800-552-6328.

Fixed Rate HELOC

  • No annual fee
  • Minimum initial draw of $10,000 
  • No application fee, no points, no closing costs**
  • Your rate stays the same even when market rates increase
  • Easy access to funds and free Home Equity checks

Apply online below or call the Member Service Center at 800-552-6328.

NMLS: #412096

** Loan fees and closing costs, which generally total between $150 and $400, are waived. If OHecu pays these fees on your behalf and you close your Home Equity Line of Credit within the first three years of opening, you agree to reimburse OHecu these fees.

Variable Rate HELOC

  • No annual fee
  • No minimum initial draw
  • Easy access to funds and free Home Equity checks
  • No application fee, no points, no closing costs**
  • Interest paid on your OHecu Home Equity Line of Credit may be tax deductible – contact a tax advisor for verification

Apply online below or call the Member Service Center at 800-552-6328.

NMLS: #412096

** Loan fees and closing costs, which generally total between $150 and $400, are waived. If OHecu pays these fees on your behalf and you close your Home Equity Line of Credit within the first three years of opening, you agree to reimburse OHecu these fees.