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Ohio Educational CU
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Home Equity LoansHome Equity Loans

Home Equity Line of Credit

An OHecu Home Equity Line of Credit allows you easy access to the equity in your home as a source of funds whenever the need arises. With an OHecu Home Equity Line of Credit, there are no up-front costs to apply, no points to pay and no closing costs when you maintain the Home Equity Line of Credit for at least 3 years.*

Variable Rate HELOC
  • Easy Access to Home Equity Line of Credit Funds
  • No Minimum Initial Draw
  • No application fee, no points, no closing costs*
  • Interest paid on your OHecu Home Equity Line of Credit may be tax deductible – contact a tax advisor for verification
  • Free Home Equity Checks
  • Payments Made Easy: Automatic Loan Payments
  • See Current Rates
APPLY NOW
Fixed Rate HELOC
  • Easy Access to Home Equity Line of Credit Funds
  • $10,000 Initial Draw
  • No application fee, no points, no closing costs*
  • Your rate stays the same even when market rates increase
  • Free Home Equity Checks
  • Payments Made Easy: Automatic Loan Payments
  • See Current Rates
APPLY NOW

 

You can also apply by stopping into an OHecu office or calling our 24/7 Member Services Center at 877-322-6328.

 

 

Home Equity Loan Refinancing

If you already have a Home Equity Line of Credit financed at another bank or credit union, refinance with OHecu to save on your monthly payments.   View our current rates here.  

APPLY NOW 

You can also apply by stopping into any OHecu office or by calling our 24/7 Member Services Center at 877-322-6328. 

NMLS: #412096

*Loan fees and closing costs, which generally total between $150 and $400, are waived.   If OHecu pays these fees on your behalf and you close your Home Equity Line of Credit within the first three years of opening, you agree to reimburse OHecu these fees.

**Subject to underwriting guidelines.