Your New Ride Is Within Reach

Whether you're purchasing a new or used vehicle, or simply want to refinance to our lower rates, our auto loans put your in the driver's seat thanks to our great rates and flexible terms.  We also offer easy online pre-approvals to help save you time at the dealership and get on the open road faster. Get started below or call the Member Service Center at 800-552-6328.

APR as low as


New Auto


Apply Now



* Payment of $496.72 on a $30,000 loan amount for 72 months with an interest rate of 5.74% (Annual Percentage Rate 5.97%). The rate of 5.74% (Annual Percentage Rate 5.97%) is the best rate available only to OHecu member with Tier A+ credit, on a 2023 and newer model, no down payment on the purchase, with automated payment from an OHecu account and first payment due in 30 days. If for any reason the automated payment from an OHecu account is terminated either voluntarily or by OHecu due to any account abuse, the interest rate on the loan will increase by 0.25% for the remainder of the loan, the monthly payment will remain the same and the term of the loan will automatically extend. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.