OHecu has competitive vehicle loan rates that provide payment terms to help keep you within your budget when financing the purchase of a new or used car, light truck or sport utility vehicle (SUV).
- No down payment options
- Competitive rates and terms
- Reduced interest rate with automatic loan payment from your OHecu account
- Easy and worry-free payment options from any financial institution
- Affordable Credit Life and Credit Disability Insurance
- Competitively priced GAP/ADR Coverage
- College Graduate Program available for new and used autos
- First time car buyer program available for new and used autos
Get pre-qualified before shopping for your next vehicle!
Auto Loan Refinancing
If you already have an auto loan financed at another bank or credit union, refinance with OHecu to save on your monthly payments. View our current rates here.
You can also apply by stopping into any OHecu office or by calling our 24/7 Member Services Center at 877-322-6328.
Just graduated from college? OHecu has an auto loan program designed to help you purchase an auto at a reasonable rate with little or no credit history.* Recent college graduates would need to provide the following information:
- Proof of graduation from an accredited college or letter from college confirming graduation within three months of loan closing.
- Current pay stub or Offer of Employment letter stating income and a starting date within 60 days of loan closing.
*Subject to OHecu underwriting guidelines.
Not looking to buy? No problem! We also have a lease program through a group of eligible dealerships.
Click here to see the full list of eligible car dealerships who participate in our lease program.