Take advantage of all the convenience services offered by OHecu
OHecu also offers the following convenient services for our members:
- Identity Theft Monitoring and Resolution Service
- Online Banking
- Remote Deposit
- Bill Pay
- ClickSWITCHTM
- Direct Deposit
- Member Privilege™
- Automatic Loan Payments
- Shared Branching
- Member Service Center
- OHecu VISA® Gift Card
- OHecu VISA® Reloadable Student Card
- Verified by VISA®
- “Toni” the Touch-Tone Teller
- Wire Transfers
- Notary Services
IDProtect®
OHecu Identity Theft Monitoring and Resolution Service helps to better protect your identity, your credit and helps you recover should you become the victim of identity theft. Becoming a victim of identity fraud is a frightening, frustrating experience and it can happen to anyone at any time. IDProtect® fraud resolution specialists are available to assist you right away during this difficult time.
IDProtect ® - identity theft monitoring and resolution service for you, your family, and joint account owners¹:
- Identity Theft Expense Reimbursement Coverage4. Receive up to $10,000 to help pay for expenses, clear your name and help recover your identity, should you become a victim of identity theft.
- Comprehensive Identity Theft Resolution Services. Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.
- Debit and credit card registration². Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards
- 3-in-1 Credit File Monitoring. IDProtect will monitor your Equifax®, Experian® and TransUnion® credit files daily, and alert you if key changes occur. 2,3
- 3-in-1 Credit Report. Request an updated credit report every 90 days or upon receipt of credit alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different type of credit score to assess your credit worthiness. ²
- Total Identity Monitoring. Monitoring of over 1,000 databases.2
- Online identity theft news center and valuable phone and web resources 2
This service is only available to members who have our Select Checking account. Open a Select Checking account today to start taking advantage of the Identity Theft Monitoring and Resolution Service.
Registration and activation is easy! Click here and follow the step-by-step instructions. If you currently have a Select Checking account and need your activation code to register please contact us.
1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their family members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
² Registration/Activation required.
3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
4 Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.
Insurance Products are not insured by ASI or any Federal Government Agency; Not a deposit or guaranteed by the credit union or any credit union affiliate.
OHecu VISA® Gift Card
The easy and safe way to give the gift of shopping.
- Good wherever VISA Cards are accepted
- Two card options available: personalized and non-personalized
- Maximum balance of $500
- Disposable after funds are spent
- Safer than cash
- Different designs to choose from
To purchase a VISA gift card, visit any OHecu branch location.
OHecu VISA® Reloadable Student Card
A great way for parents to help their student handle money. And a safer way to get them money without having to mail them a check.
- Good wherever VISA cards are accepted
- Reload your balance conveniently online, 24 hours a day
- Two card options available: personalized and non-personalized
- Personalized cards can be reloaded as often as you wish. Non-personalized, instant-issue cards can be reloaded up to four times.
- Maximum balance of $2,500
- Safer than cash
VISA Reloadable Student Cards can be purchased by clicking below or by visiting any OHecu branch location.
Order, Activate or Check Balance