How does Member Privilege work?

As long as you maintain your account in "good standing," we may approve your overdraft items within your current available Member Privilege limit as a non-contractual courtesy.   

For overdraft privilege consideration, your account is in “good standing” if you (1) make sufficient deposits to bring your account to a positive end –of-day balance at least once every 30 days (including the payment of all Credit Union fees and charges); (2) avoid excessive overdrafts suggesting the use of Member Privilege as continuing line of credit; and (3) there are no legal orders, levies or liens against your account.

For additional information regarding Member Privilege, click here.