How soon can I use Member Privilege?

If you are a new member, you may be able to use the overdraft privilege service 30 days after your account is opened, assuming your account is in "good standing." 

For overdraft privilege consideration, your account is in “good standing” if you (1) make sufficient deposits to bring your account to a positive end –of-day balance at least once every 30 days (including the payment of all Credit Union fees and charges); (2) avoid excessive overdrafts suggesting the use of Member Privilege as continuing line of credit; and (3) there are no legal orders, levies or liens against your account.

For additional information regarding Member Privilege, click here.