What are some other ways I can cover overdrafts at OHecu?
The best way to avoid overdrafts and fees is to keep track of your account balance by entering all checks, debit card purchases and ATM withdrawals in your check register, reconcile your checkbook regularly and manage your finances responsibly. However, if a mistake occurs, OHecu offers additional ways to cover overdrafts in addition to Member Privilege.
|Ways to Avoid or Cover Overdrafts at OHecu||Examples of Associated Fees|
|Good account management||$0|
|Link to savings account||$0 to $5|
|Overdraft Line of Credit||14.50% to 25.0% APR *|
|Member Privilege||Member Privilege Paid Item in Lieu of Return fee of $35 and/or Member Privilege ATM or Debit Card Overdraft fee of $35.|
*These costs are provided only as examples. Please see OHecu Fee Schedule for specific fees.