Is there an early withdrawal penalty for a Term Share Certificate?

A penalty may be imposed for withdrawals before maturity:

• If your account has an original maturity of one year or less, the penalty we impose will equal ninety (90) days’ dividends on the amount withdrawn subject to penalty.
• If your account has an original maturity of more than one year, the penalty we impose will equal one-hundred eighty (180) days’ dividends on the amount withdrawn subject to penalty.