You Have Questions, We Have Answers
- About OHecu
- Account Questions
- ATM Questions
- Automated Payments
- Bill Payment
- Certificates of Deposit Questions
- Checking Questions
- Debit Card Questions
- Direct Deposit
- Employer Partners/Select Employment Groups (SEGs)
- Family & Friends Reward Program
- Financial Literacy Questions
- Fraud Alerts
- General Product and Service Questions
- Home Banking Questions
- ID Protect®
- Lease Payments
- Loan and Credit Questions
- Loan Payments
- Miscellaneous Questions
- Money Management
- Online Banking Questions
- Prepaid Gift Card Questions
- Roth IRA Questions
- Security Questions
- Term Share Certificate Questions
- Touch-Tone Teller
- TruStage® Insurance
- VISA® Gift Card
- VISA® Reloadable Student Cards
- Website
Financial Literacy Questions
You do have the following options for obtaining a copy of your credit report:
- Our Select Checking comes with Identity Theft Protection Service through ID Protect®. With ID Protect®, you get a 3-in-1 Credit Report every 90 days or upon receipt of credit alert. Click here to see more information about ID Protect®.
- If you are declined for a loan at OHecu, you will be mailed a notice with instructions on how to obtain a free copy of your credit report.
- The federal government requires that each of the three national credit-reporting agencies, Experian, Equifax, and TransUnion - gives you a free credit report every year. You can request a free credit report by visiting http://www.annualcreditreport.com/.
Creating a budget can be stressful. We have tools that will assist you with budgeting. For more information, visit our Financial Resource Center and click on Financial Planning.
To make this decision, calculate your monthly payments and your total net cost. When you compare these amounts, you can determine which option is right for you. Use our Auto Buy or Lease calculator to help you.