You Have Questions, We Have Answers
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No, the credit bureau does not allow us to give out copies of the report. However, with our Select Checking account, you have the ability to get a copy of your credit report every 90 days through ID Protect®. For more information on Select Checking, click here.
If you currently have a Select Checking account, you were provided instructions on how to enroll. If you would like to request this information again, please contact any OHecu branch and we would be happy to provide that information to you.
Identity thieves use a number of different ways to gain access to your personal information, they may:
- Steal your wallet or purse containing identification cards, credit cards, and bank information.
- Steal your mail including credit and bank statements, new checks, and tax information.
- Go through trash cans and dumpsters stealing bills and documents with sensitive information.
- Complete a "change of address" form to redirect your mail.
- Work for a business, medical office, government agency and steal your personal information on the job.
- Contact you via phone with an "offer" and ask you to send personal information to "qualify'.
- Steal your personal information through email by saying they are with a legitimate company and claiming that you have a problem with your account.
ID Protect® service is a personal identity theft monitoring and resolution service available to Select Checking account owners and their family. For more information on Select Checking, click here.
Identity theft is a serious crime in which an imposter gains access to another’s personal information, such as your Social Security number, credit card or bank account information, or medical insurance information and uses this information to commit fraud or other criminal acts. It can disrupt and even ruin your credit history, drain your finances, affect your reputation, and endanger your employment AND it can take time and money to repair.
ID Protect® Service is available to personal Select Checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their family members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.