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Member Privilege Overdraft Protection
How do I know when I use the Member Privilege limit?
You will receive an overdraft notice each time items are paid, including fees. ...    [Read More]
How does Member Privilege work?
As long as you maintain your account in "good standing," we may approve...    [Read More]
How quickly must I repay my Member Privilege?
You should make every attempt to bring your account to a positive end-of-day...    [Read More]
How soon can I use Member Privilege?
If you are a new member, you may be able to use the overdraft privilege service...    [Read More]
What are some of the ways I may have access to my Member Privilege limit? Will my limit be reflected in the balance I receive?
The chart below shows the different ways you can access your Member Privilege...    [Read More]
What are some other ways I can cover overdrafts at OHecu?
The best way to avoid overdrafts and fees is to keep track of your account balance...    [Read More]
What does my Member Privilege cost?
There is no additional cost associated with this privilege unless you use it. ...    [Read More]
What if I do not want to have Member Privilege on my checking or money market account?
If you would like to have this service removed from your account, please contact...    [Read More]
What if I go beyond my Member Privilege limit?
Overdrafts above and beyond your established Member Privilege limit may result...    [Read More]
What is Member Privilege?
Member Privilege ℠ is a discretionary overdraft service requiring no action...    [Read More]
What is my Member Privilege limit? If I have two checking accounts, is Member Privilege on both?
Checking and Money Market Accounts each have a $500 limit.  If you have...    [Read More]