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Yes, please see the Term Share Certificate Disclosure for more information.
Dividend rates on Term Share Certificates vary and are based on the term of the certificate and on the opening balance of the certificate. Click here to see our current rates.
A Term Share Certificate (also referred to as a Certificate of Deposit) is a savings certificate entitling the bearer to receive dividends. A Term Share Certificate bears a maturity date, specified fixed dividend rate and can be issued in any denomination over $500. When you open a Term Share Certificate, your money is on deposit for a specific time period. For agreeing to keep it on deposit for a specified time period, you earn more than you would in a regular savings account. If you cash it in before it’s maturity date, you pay a penalty. For more information on Term Share Certificates, click here.